IBAN example · MD
Moldovan IBAN example
This page gives you a sample Moldovan IBAN that passes all ISO 13616 checks — correct character set, exactly 24 characters, and MOD 97 check digits that yield a remainder of 1. This Moldovan IBAN is a synthetic test value for forms and integrations, not a real account. Use it for payment-integration tests, form demos, or to learn how a MD IBAN is structured. It does not map to a real bank account, so never send money to it. Below you will find the full IBAN, a field-by-field breakdown, notes on testing, and the SWIFT/BIC code you would pair with it for a complete cross-border payload.
Field-by-field breakdown
The breakdown below splits the sample Moldovan IBAN (MD09ABABCD1234EFGH5678AB) into its country code, check digits, and BBAN fields, applying the 2!c18!c pattern so each field is labeled with its length and allowed characters. This is the same field-by-field view the IBAN validator produces for any MD IBAN you paste, so you can compare a real Moldovan IBAN against this reference structure.
How to use this Moldovan IBAN example
A common use case is testing a payment form that accepts Moldovan IBANs: paste the sample into your form to confirm it accepts 24-character MD input and rejects malformed values. You can also load this example straight into the IBAN validator to see the green check, or open the Moldovan IBAN format page for the full structure spec. For end-to-end testing of a cross-border flow, pair this IBAN with the receiving bank's SWIFT/BIC code.
Reading the Moldovan IBAN structure
Reading the sample Moldovan IBAN left to right: the first two characters (MD) are the ISO 3166 country code for Moldova; the next two are the MOD 97 check digits, chosen so the whole number passes the checksum; and the remaining 20 characters are the BBAN, which encodes the bank and account under Moldova's national format. Because the BBAN layout is fixed for Moldova, you can predict which characters are the bank code and which are the account number just from the 2!c18!c pattern — and that is exactly what the field-by-field breakdown below shows.
Testing with this Moldovan IBAN
For QA and integration work, this Moldovan IBAN example is most useful in three places. In a payment form, paste it to confirm the field accepts 24-character MD input and rejects values that are too short, too long, or have a bad country prefix. In a MOD 97 unit test, assert that the example returns a remainder of 1 and that flipping any single digit makes it fail. In an end-to-end test, pair the IBAN with a Moldova SWIFT/BIC code so the full wire payload looks realistic. Because the example is synthetic, it will never collide with a real Moldova account, which makes it safe to commit to test fixtures.
Moldovan IBAN example and SWIFT codes
If you are testing a full international payment into Moldova, you will usually need a SWIFT/BIC code alongside this IBAN. Look up the receiving Moldova bank's BIC with a SWIFT code lookup tool to build a realistic MD wire payload around this Moldovan IBAN.
Moldovan IBAN example FAQ
- Is this Moldovan IBAN example real?
- No. It is a synthetic value generated to pass MOD 97 and the 24-character MD length check. It does not correspond to any real Moldova bank account, so it is safe for test fixtures and demos but must never be used for an actual transfer.
- Why use a synthetic Moldovan IBAN instead of a real one?
- Real Moldovan IBANs are private account identifiers; publishing one would expose a customer's account. A MOD 97-valid synthetic example gives you the same format and checksum behavior for testing without touching any real account.
- Can I load this MD example into the validator?
- Yes. The "Validate this example" link below loads this sample straight into the IBAN validator so you can see the green check and the full breakdown, exactly as a real Moldovan IBAN would render.
- What do I pair with a Moldovan IBAN for a wire?
- For most cross-border payments into Moldova you need the IBAN plus the receiving bank's SWIFT/BIC code. This Moldovan IBAN example covers the account side; look up the bank's BIC separately to complete the wire instructions.