Is this Sammarinese IBAN example real?

No. It is a synthetic value generated to pass MOD 97 and the 27-character SM length check. It does not correspond to any real San Marino bank account, so it is safe for test fixtures and demos but must never be used for an actual transfer.

Why use a synthetic Sammarinese IBAN instead of a real one?

Real Sammarinese IBANs are private account identifiers; publishing one would expose a customer's account. A MOD 97-valid synthetic example gives you the same format and checksum behavior for testing without touching any real account.

Can I load this SM example into the validator?

Yes. The "Validate this example" link below loads this sample straight into the IBAN validator so you can see the green check and the full breakdown, exactly as a real Sammarinese IBAN would render.

What do I pair with a Sammarinese IBAN for a wire?

For most cross-border payments into San Marino you need the IBAN plus the receiving bank's SWIFT/BIC code. This Sammarinese IBAN example covers the account side; look up the bank's BIC separately to complete the wire instructions.

IBAN example · SM

Sammarinese IBAN example

This page gives you a sample Sammarinese IBAN that passes all ISO 13616 checks — correct character set, exactly 27 characters, and MOD 97 check digits that yield a remainder of 1. This Sammarinese IBAN is a synthetic test value for forms and integrations, not a real account. Use it for payment-integration tests, form demos, or to learn how a SM IBAN is structured. It does not map to a real bank account, so never send money to it. Below you will find the full IBAN, a field-by-field breakdown, notes on testing, and the SWIFT/BIC code you would pair with it for a complete cross-border payload.

Sample IBAN

SM68 A012 3401 234A BCD1 234E FGH

SM68A0123401234ABCD1234EFGH

Validate this sample →Sammarinese IBAN overview

Field-by-field breakdown

The breakdown below splits the sample Sammarinese IBAN (SM68A0123401234ABCD1234EFGH) into its country code, check digits, and BBAN fields, applying the 1!a5!n5!n12!c pattern so each field is labeled with its length and allowed characters. This is the same field-by-field view the IBAN validator produces for any SM IBAN you paste, so you can compare a real Sammarinese IBAN against this reference structure.

Country code

ISO 3166 — San Marino

Check digits

MOD 97-10 checksum

BBAN field 1

1 letter · letters (A–Z)

BBAN field 2

5 digits · digits (0–9)

01234

BBAN field 3

5 digits · digits (0–9)

01234

BBAN field 4

12 characters · alphanumeric (A–Z, 0–9)

ABCD1234EFGH

How to use this Sammarinese IBAN example

A common use case is testing a payment form that accepts Sammarinese IBANs: paste the sample into your form to confirm it accepts 27-character SM input and rejects malformed values. You can also load this example straight into the IBAN validator to see the green check, or open the Sammarinese IBAN format page for the full structure spec. For end-to-end testing of a cross-border flow, pair this IBAN with the receiving bank's SWIFT/BIC code.

Reading the Sammarinese IBAN structure

Reading the sample Sammarinese IBAN left to right: the first two characters (SM) are the ISO 3166 country code for San Marino; the next two are the MOD 97 check digits, chosen so the whole number passes the checksum; and the remaining 23 characters are the BBAN, which encodes the bank and account under San Marino's national format. Because the BBAN layout is fixed for San Marino, you can predict which characters are the bank code and which are the account number just from the 1!a5!n5!n12!c pattern — and that is exactly what the field-by-field breakdown below shows.

Testing with this Sammarinese IBAN

For QA and integration work, this Sammarinese IBAN example is most useful in three places. In a payment form, paste it to confirm the field accepts 27-character SM input and rejects values that are too short, too long, or have a bad country prefix. In a MOD 97 unit test, assert that the example returns a remainder of 1 and that flipping any single digit makes it fail. In an end-to-end test, pair the IBAN with a San Marino SWIFT/BIC code so the full wire payload looks realistic. Because the example is synthetic, it will never collide with a real San Marino account, which makes it safe to commit to test fixtures.

Sammarinese IBAN example and SWIFT codes

If you are testing a full international payment into San Marino, you will usually need a SWIFT/BIC code alongside this IBAN. Look up the receiving San Marino bank's BIC with a SWIFT code lookup tool to build a realistic SM wire payload around this Sammarinese IBAN.

Sammarinese IBAN example FAQ

Is this Sammarinese IBAN example real?: No. It is a synthetic value generated to pass MOD 97 and the 27-character SM length check. It does not correspond to any real San Marino bank account, so it is safe for test fixtures and demos but must never be used for an actual transfer.
Why use a synthetic Sammarinese IBAN instead of a real one?: Real Sammarinese IBANs are private account identifiers; publishing one would expose a customer's account. A MOD 97-valid synthetic example gives you the same format and checksum behavior for testing without touching any real account.
Can I load this SM example into the validator?: Yes. The "Validate this example" link below loads this sample straight into the IBAN validator so you can see the green check and the full breakdown, exactly as a real Sammarinese IBAN would render.
What do I pair with a Sammarinese IBAN for a wire?: For most cross-border payments into San Marino you need the IBAN plus the receiving bank's SWIFT/BIC code. This Sammarinese IBAN example covers the account side; look up the bank's BIC separately to complete the wire instructions.

⚠️ This is a synthetic test IBAN. It passes format and MOD 97 checks but does not map to a real bank account. Never send money to it.

Sammarinese IBAN overview →SM IBAN format spec Validate this example