Israeli IBAN — format, length, example & validator

How a Israeli IBAN is structured

A Israel IBAN is read left to right in three blocks. The first two characters are the ISO 3166 country code IL, which tells the receiving bank the account is in Israel. The next two characters are MOD 97-10 check digits that protect against typos. The remaining 19 characters form the BBAN (Basic Bank Account Number), which Israel splits into 3 fields: 3 digits, then 3 digits, then 13 digits. Because the BBAN layout is fixed for Israel, the validator can check both the total length (23 characters) and the internal structure of every IL IBAN.

Israeli IBAN example

Below is a sample Israel IBAN that passes all three validation layers (character set, 23-character length, and MOD 97 check digits). It is a synthetic test value for integration testing and form demos — never send money to it. The breakdown shows how the IL country code, check digits, and BBAN fields fit together for a real Israel account.

Common Israeli banks and IBAN format examples

Bank names and BICs help you identify the receiving institution, but they do not change the national IBAN layout. A Israeli IBAN always has 23 characters and follows 3!n3!n13!n; the bank identifier is embedded in the first BBAN field shown in the table below. The three commonly encountered banks listed here are useful starting points when you are checking payment instructions: Bank Hapoalim, Bank Leumi, Mizrahi-Tefahot Bank. Always copy the exact IBAN and BIC supplied by the beneficiary, because a bank can use different codes for its head office, a regional office, or a specialist payment branch. The examples are deliberately synthetic format fixtures. IL470120120123456789012 demonstrates the country length and checksum, but it is not an account at Bank Hapoalim or any other bank. A real Israeli IBAN example must come from the account holder or the bank's own statement. Never infer an account number by combining a public BIC with random digits: that can pass a mathematical checksum while still pointing to no account, or to the wrong beneficiary. When a payment form asks for a Israeli IBAN, enter the two-letter country prefix and check digits exactly as issued, remove display spaces if the form requires a continuous value, and verify the beneficiary name. Compare the total length (23) and the BBAN field boundaries with the pattern on this page. If the receiving bank gives you an 8-character BIC, do not append a branch suffix yourself; if it gives an 11-character BIC, preserve all three branch characters. For high-value transfers, ask the bank to confirm whether it wants a head-office BIC or a branch-specific BIC before submitting the wire. The most common Israeli formatting traps are copying a domestic account number instead of the IBAN, dropping leading zeroes in a bank or account field, and mistaking a visually similar country prefix. Spaces are harmless when this site's checker cleans input, but they may count as characters in older payment portals. A structurally valid result only proves the ISO 13616 format and MOD 97 check digits; it does not prove that the account exists or that the beneficiary details are correct. Validate first, then confirm the full payment instruction with the recipient's bank.

For an inbound international transfer, request four pieces of information from the beneficiary: the legal account name, the complete Israeli IBAN, the receiving bank's BIC/SWIFT code, and the bank's address if the sending portal asks for it. Start by validating the IBAN without changing any characters. The first two letters must be IL; the next two digits are check digits, not part of the domestic account number. Then compare the 23-character length and the BBAN fields. A payment can be rejected when a sender enters a domestic clearing code in the IBAN field, leaves out a leading zero, or pastes a BIC into the account-number field. If the form offers separate fields for bank code, branch code, and account number, follow the bank's instructions rather than splitting the IBAN by guesswork. The pattern 3!n3!n13!n is a validation guide, not permission to manufacture account data. Some banks route international payments through a central office even when the beneficiary uses a local branch; others require a branch-specific BIC. Confirm the routing choice with the recipient before sending, and keep a copy of the submitted value so support staff can trace a rejected transfer. For recurring payments, store the normalized IBAN (uppercase letters, no spaces) and display it in groups of four for humans. Revalidate after any edit, because one changed character alters the MOD 97 remainder. If the checker reports a valid result but the bank rejects the transfer, contact the bank: format validation cannot see sanctions screening, account status, currency restrictions, name matching, or correspondent-bank requirements. These operational checks are why a careful payment workflow uses both an IBAN checker and the bank's official instructions.

How Israeli IBAN check digits work

The two check digits at positions 3–4 of a Israel IBAN are computed with the MOD 97-10 algorithm defined by ISO 13616. To verify them, the IBAN is rearranged so the BBAN comes first and the country code plus check digits go last, letters are converted to numbers (A = 10, B = 11, …, Z = 35), and the resulting large integer is divided by 97. A valid IL IBAN always leaves a remainder of 1. This single check catches every single-digit typo and most adjacent-digit swaps, which is why a one-character mistake is enough to make a Israel IBAN fail validation instantly — and why you should always validate before wiring money.

Israeli IBAN and SWIFT codes

To receive an international wire into Israel, the sender usually needs both your IBAN and the SWIFT/BIC code of your bank. The IBAN identifies your account; the SWIFT code identifies the bank. Once you have validated your IL IBAN on this page, look up the receiving bank's SWIFT code on the Israel SWIFT codes page to complete the wire instructions.

Israeli IBAN FAQ

How long is a Israel IBAN?

A Israel IBAN is always 23 characters long: 2 letters for the country code (IL), 2 MOD 97 check digits, and a 19-character BBAN. Any Israel IBAN that is shorter or longer than 23 characters is invalid.

What country code does a Israel IBAN start with?

A Israel IBAN starts with the ISO 3166 country code IL. The first two characters are always IL, followed by two check digits, then the country-specific BBAN.

How do I validate a Israel IBAN?

Paste the IBAN into the validator on this page — it checks the character set, the 23-character length, and the MOD 97 check digits, all in your browser. You can also load the worked example to see a valid IL IBAN pre-filled.

Does a valid Israel IBAN mean the account exists?

No. Validation only confirms the IBAN is structurally well-formed and the check digits are correct per ISO 13616. It does not verify the account exists, is open, or belongs to anyone. Always confirm with the recipient or their bank before sending money.

What is the BBAN structure for Israel?

The Israel BBAN is 19 characters and follows the ISO 13616 pattern 3!n3!n13!n: 3 digits (0–9), then 3 digits (0–9), then 13 digits (0–9). The BBAN layout is fixed for Israel, so the validator can check the internal structure of every IL IBAN, not just the total length.

Do I need a SWIFT code as well as an IBAN for Israel?

For most cross-border transfers into Israel you need both: the IBAN identifies the account, and the SWIFT/BIC code identifies the bank. Validate the IL IBAN here, then look up the bank's SWIFT code separately.